Don’t Become A Foreclosure Victim!
 

How To Stop

The Foreclosure Process...

In It's Tracks

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Hardworking people everywhere are having to make tough decisions that affect their financial future – not just today, but for years to come. Many mortgaged homes in Las Vegas are still underwater creating distress and a monthly payment that may be unmanageable for some Las Vegas homeowners.  If you are a homeowner in that position and your mortgage has become unmanageable and you need to move, in many cases, FORECLOSURE may not be the best choice. 

Once a mortgage payment has been missed, the
clock starts ticking in the foreclosure process.  You receive important notices from the servicer generally between 30 and 90 days after you miss a payment. First is a notice of default, or official notice you've broken your mortgage agreement. Next is a notice of acceleration, asking for full payment to avoid foreclosure. Finally comes the notice of foreclosure. Your stakes are high as a borrower, so it's important to know the rules and your options. 

When circumstances beyond your control affect your ability to keep up with your obligations, there is a dignified alternative to foreclosure available!  A short sale can potentially minimize the damage to one's future loan eligibility, credit score, employment, security clearance and more.  As many as seventy percent of people who go into foreclosure never talk to one real estate professional about their options.   My hope as an experienced Las Vegas Short Sale Specialist and consumer advocate is to inform the Las Vegas community that there are legal, dignified alternatives to foreclosure.  

We know that the possibility of short selling your home can be a hard decision to make.  

It’s our passion to help homeowners understand ALL the information they need to make the best possible decisions for themselves and their families. If you or someone you know is affected by today’s market changes, is in danger of possibly losing their home or just needs answers, call 702-677-8796 today!

Benefits Of Short Sale

Short Sale Program Will Pay All Your Closing Costs

GET MY FREE FORECLOSURE vs. Short Sale REPORT:  FORECLOSURE vs. SHORT SALE Report!

An informed choice is always the best decision! 

As a Las Vegas Short Sale Specialist who has earned the SFR and Certified HAFA Specialist certification, I know how to help sellers maneuver the complexities of short sales as well as help buyers pursue short sale and pre-foreclosure opportunities. The certification program includes training on how to qualify sellers for short sales, negotiate with lenders, protect buyers, and limit risk. 
As a Realtor® and experienced Las Vegas Short Sale Specialist providing comprehensive short sale services relating to all aspects of Short Sales, REO and residential property buying and selling; my greatest value comes in being able to stop the foreclosure process; help distressed Las Vegas homeowners avoid foreclosure and guide home owners and home buyers safely through the complex short sale process.

Trapped By Your Mortgage?  Short Sale!

Why Should A Distressed Homeowner/Seller Consider A Short Sale vs Foreclosure?

Short Sale vs Foreclosure; borrowers current and future credit, employment, and liability.... A bankruptcy is not an easy way out, it can be a permanent security clearance issue.  A bankruptcy can also effect current and future employment.  Some forms of bankruptcy will require the debt be repaid.  If a homeowner is declaring a bankruptcy, they can still do a short sale, it will typically just require trustee approval.

If you or someone you know is in danger of losing their home, contact me right away!

Call 702-677-8796 To Avoid Foreclosure

Is This Your Primary Residence?








What Circumstances Are/Have Affected Your Ability To Keep Current With Mortgage Payments








Do You See Events Changing In The Near Future?



Your Home Loan(s) Is With:











Do You Also Have An Equity Line of Credit in Arrears?



Are You Willing To Respond To Requests In A Timely Manner To Avoid Foreclosure?



Is Your Property Worth Less Than $729,000 Today?



Best Time To Be Contacted





Homeowners facing foreclosure are at risk of becoming victims of a foreclosure scam. Individuals involved in such scams convince vulnerable homeowners that they can save the homeowner from foreclosure. They tell the homeowner that they have direct contact with the servicer. They advise the homeowner that there are “federal laws” that require your lender to work with them. They assure the homeowner that they can help and will most always ask for a fee.

In reality, they are not there to help the homeowner: They only want your money or your home. They encourage the homeowner to stop working with their lender, servicer and tell them that they will take care of everything.

Some common scams are:

• Bait and Switch – Homeowners believe they are signing documents for a new loan to make the mortgage current, but sign away their home and are left holding the mortgage on a home they no longer own.

Phoney Counseling or Phantom Help – The person conducting the scam tells the borrower that he can negotiate a deal with the servicer to save the house if the borrower pays a fee first. Once the fee is paid, the person takes off with the money and provides no assistance.

Bankruptcy Foreclosure - The rescuer promises to negotiate with the lender on the borrower’s behalf for a fee. The rescuer takes the fee and files a bankruptcy case in the borrower’s name and without the borrower’s knowledge. (A Bankruptcy foreclosure will prevent you from buying a home in the future.  You will not be able to purchase a home again for several years and without written consent by the court when  you can show the bankruptcy was due to extenuating circumstances and you will have to verify and document you are able to better manage your finances.  Bankruptcy is recorded on your credit for 10 years).

New scams are always developing. If the assistance looks too good or too easy or if you are asked to pay a fee for foreclosure prevention services make sure, verify that the service and company contacting you is legitimate.

 Linda Strasberg, Realtor, Certified Short Sale Specialist, 100% Success Rate

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